llms.txt
Compare with other sites' llms.txt files →# Tempo
Tempo is a purpose-built blockchain for stablecoin financial products. Build global payments, stablecoin accounts, and institutional settlement.
## Developer resources
- [Developer documentation](https://tempo.xyz/developers/llms.txt)
- [Full developer documentation](https://tempo.xyz/developers/llms-full.txt)
- [Docs skill](https://tempo.xyz/developers/SKILL.md)
- [Agent skills](https://tempo.xyz/SKILL.md)
- [Full website content](https://tempo.xyz/llms-full.txt)
Append .md to a page URL for Markdown; use /index.md for the homepage.
## Products
- [Earn](https://tempo.xyz/earn/)
- [Routes](https://tempo.xyz/routes/)
- [Zones](https://tempo.xyz/zones/)
## Solutions
- [Agentic payments](https://tempo.xyz/solutions/agentic-payments/)
- [Cross-border payments](https://tempo.xyz/solutions/cross-border-payments/)
- [Institutional settlement](https://tempo.xyz/solutions/institutional-settlement/)
- [Stablecoin accounts](https://tempo.xyz/solutions/stablecoin-accounts/)
- [Tokenized deposits](https://tempo.xyz/solutions/tokenized-deposits/)
## Developers
- [Documentation](https://tempo.xyz/developers)
- [Tempo Explorer](https://explore.tempo.xyz/)
- [Tempo API](https://tempo.xyz/developers/docs/api/)
- [Performance](https://tempo.xyz/developers/performance)
- [Status](https://status.tempo.xyz/)
- [GitHub](https://github.com/tempoxyz)
## Resources
- [Blog](https://tempo.xyz/blog/)
- [Customers](https://tempo.xyz/customer-stories/)
- [Learn](https://tempo.xyz/learn/)
- [OUSD](https://tempo.xyz/ousd/)
- [Partners](https://tempo.xyz/partners/)
- [Reports](https://tempo.xyz/reports/)
- [Stablecoin Advisory](https://tempo.xyz/stablecoin-advisory/)
## Company
- [About](https://tempo.xyz/about/)
- [Careers](https://tempo.xyz/careers/)
- [Brand kit](https://tempo.xyz/brand/)
- [FAQ](https://tempo.xyz/faq/)
## Pages
- [Move money at internet speed](https://tempo.xyz/index.md): Tempo is a purpose-built blockchain for stablecoin financial products. Build global pay...
- [About Tempo — A blockchain built for payments](https://tempo.xyz/about.md): Tempo is a payments-first Layer 1 blockchain for stablecoin payments at scale, incubate...
- [Blog — Tempo](https://tempo.xyz/blog.md): News, updates, and resources from the Tempo team. Latest posts from Tempo.
- [Contact Tempo](https://tempo.xyz/contact.md): Support and partnership inquiries for Tempo, the neutral, permissionless blockchain opt...
- [Customer Stories](https://tempo.xyz/customer-stories.md): See how teams like Stripe, DoorDash, and Visa are building on Tempo.
- [Tempo Earn — Put stablecoin balances to work on Tempo](https://tempo.xyz/earn.md): Tempo Earn lets your business access enterprise-grade products using stablecoin balances.
- [Tempo FAQ — Stablecoin payments, MPP, and technology](https://tempo.xyz/faq.md): Answers about Tempo Mainnet, pathUSD, Stripe and Paradigm, the Machine Payments Protoco...
- [Meet Tempo at Fintech NerdCon 2026](https://tempo.xyz/fintechnerdcon.md): Hear from Tempo leaders on the Stableverse stage at Fintech NerdCon 2026, or request a ...
- [Learn About Stablecoins & Payments — Tempo](https://tempo.xyz/learn.md): Your educational hub for stablecoins, blockchain payments, and global money movement. G...
- [Meet Tempo at Money 20/20 2026](https://tempo.xyz/money2020.md): Request a meeting with Tempo at Money 20/20 2026 to discuss payments, stablecoins, and ...
- [Open USD (OUSD) on Tempo](https://tempo.xyz/ousd.md): Open USD (OUSD) is live on Tempo, with $500M+ in liquidity for enterprise payments. Iss...
- [Partners — Tempo](https://tempo.xyz/partners.md): Find ramps, assets, wallets, compliance, and infrastructure partners that help business...
- [Website Privacy Policy — Tempo](https://tempo.xyz/privacy-policy.md): Learn how Tempo collects, uses, discloses, and protects information when you use tempo....
- [Receive Policies — Tempo](https://tempo.xyz/product/receive-policies.md): Control which tokens and senders Tempo accounts receive, with protocol-level recovery f...
- [Reports and research — Tempo](https://tempo.xyz/reports.md): Research from Tempo on stablecoin payments, banking, and the financial infrastructure s...
- [Tempo Routes — Build stablecoin payment flows with one API](https://tempo.xyz/routes.md): Tempo Routes let your business move money by connecting stablecoins, networks, and bank...
- [Meet Tempo at Sibos 2026](https://tempo.xyz/sibos.md): Request a meeting with Tempo at Sibos 2026 to discuss payments, stablecoins, and your b...
- [Agentic payments — Tempo Solutions](https://tempo.xyz/solutions/agentic-payments.md): Tempo enables AI agents to pay for your APIs, tools, and services through the Machine P...
- [Cross-border payments — Tempo Solutions](https://tempo.xyz/solutions/cross-border-payments.md): Tempo powers sub-second stablecoin transfers with sub-cent network fees, while ramp par...
- [Institutional settlement — Tempo Solutions](https://tempo.xyz/solutions/institutional-settlement.md): Tempo gives financial institutions access to 24/7 settlement, with sub-second transfers...
- [Stablecoin accounts — Tempo Solutions](https://tempo.xyz/solutions/stablecoin-accounts.md): Tempo lets your business offer branded stablecoin accounts where customers hold, spend,...
- [Tokenized deposits — Tempo Solutions](https://tempo.xyz/solutions/tokenized-deposits.md): Tempo gives banks a private environment to issue tokenized deposits that settle 24/7. D...
- [Stablecoin Advisory — Tempo](https://tempo.xyz/stablecoin-advisory.md): A hands-on advisory team helping enterprises and financial institutions deploy stableco...
- [Tempo Zones — Keep stablecoin balances and payments private](https://tempo.xyz/zones.md): Tempo Zones let you offer private stablecoin products and retain the visibility your bu...
## Learn
- [402 Payment Required: the emerging agentic payment pathway](https://tempo.xyz/learn/402-payment-required.md): The long-neglected 402 Payment Required is finally having its day thanks to machine-to-...
- [Accounts receivable financing: funding the gap before customers pay](https://tempo.xyz/learn/accounts-receivable-financing.md): Learn how accounts receivable financing works, how it differs from invoice factoring, a...
- [Agentic commerce: how AI agents buy and pay](https://tempo.xyz/learn/agentic-commerce.md): Learn what agentic commerce is, how AI agents find, buy, and pay for products and servi...
- [AI payment processing: How agents pay for APIs with MPP](https://tempo.xyz/learn/ai-payment-processing.md): As agents access paid APIs, AI payment processing is a necessity. Learn how MPP can hel...
- [API monetization: pricing models and per-request payments](https://tempo.xyz/learn/api-monetization.md): Learn how to monetize an API with subscriptions, usage-based billing, prepaid credits, ...
- [Confidential B2B settlement on stablecoin rails](https://tempo.xyz/learn/b2b-payment-processing.md): Are digital ledgers the next level for enterprise payments? Find out what the future of...
- [Bank-issued stablecoins: Creating a cross-network digital asset](https://tempo.xyz/learn/bank-issued-stablecoins.md): Explore how bank-issued stablecoins drive efficiency or cause fragmentation. Learn what...
- [Bringing global batch payments onto stablecoin rails](https://tempo.xyz/learn/batch-payments.md): Learn how Tempo helps teams run batch and scheduled cross-border payouts with programma...
- [Beyond sponsor banks: a new era for embedded finance platforms](https://tempo.xyz/learn/beyond-sponsor-banks.md): Explore challenges facing sponsor-bank embedded finance platforms and how direct stable...
- [How does blockchain support data privacy? Methods and security](https://tempo.xyz/learn/blockchain-data-privacy.md): Explore how blockchain can support data privacy through permissions, cryptography, and ...
- [Blockchain identity management for private counterparty verification](https://tempo.xyz/learn/blockchain-identity-management.md): Learn how enterprise blockchain identity management can support confidential counterpar...
- [Blockchain in central banking: Where private stablecoin rails fit](https://tempo.xyz/learn/blockchain-in-central-banking.md): See how blockchain in central banking works, and discover how private stablecoin rails ...
- [Blockchain payments for enterprise operations](https://tempo.xyz/learn/blockchain-payments.md): Understand how blockchain payments work, where stablecoins fit, and the custody, fundin...
- [Choosing a blockchain for stablecoin payments](https://tempo.xyz/learn/choosing-a-blockchain-for-stablecoin-payments.md): Choose a chain for a stablecoin app by evaluating assets, wallets, funding, fees, settl...
- [Clearing houses in banking: How they work](https://tempo.xyz/learn/clearing-house-in-banking.md): Learn what clearing houses in banking do, how they deliver settlement finality, and wha...
- [Tokenized deposits and stablecoins for corporate treasury](https://tempo.xyz/learn/corporate-treasury-tokenized-deposits.md): How tokenized deposits and stablecoins help treasury teams move liquidity onchain, impr...
- [The true cost of correspondent banking services for payouts](https://tempo.xyz/learn/correspondent-banking-services-for-payouts.md): Learn how correspondent banking works, where the costs compound, and how stablecoin rai...
- [Cross-border payments in Latin America: where stablecoin rails fit](https://tempo.xyz/learn/cross-border-payments-latin-america.md): How stablecoin rails help businesses improve cross-border payroll, marketplace settleme...
- [Cross-border payments with stablecoins](https://tempo.xyz/learn/cross-border-payments.md): How to evaluate cross-border stablecoin payments: verify the asset, network, funding, F...
- [Crypto off-ramps: how to convert crypto to fiat](https://tempo.xyz/learn/crypto-off-ramp.md): A crypto off-ramp converts digital assets into fiat money. Learn the payout flow, costs...
- [Crypto onramp: how fiat becomes digital assets](https://tempo.xyz/learn/crypto-onramp.md): A crypto onramp converts fiat money into digital assets. Learn how onramps work, what f...
- [Embedded finance for gig economy payments: a payout-routing blueprint](https://tempo.xyz/learn/embedded-finance-gig-economy-payments.md): Learn why gig economy payments need embedded payout routing, automated money movement, ...
- [Embedded finance: how it works, models, and examples](https://tempo.xyz/learn/embedded-finance.md): Learn what embedded finance is, how platforms add payments, accounts, cards, and lendin...
- [Embedded payments: how software platforms take and send payments](https://tempo.xyz/learn/embedded-payments.md): Learn how embedded payments let software platforms accept and send payments in their pr...
- [Embedded wallets: how they work and what to evaluate](https://tempo.xyz/learn/embedded-wallets.md): Learn how embedded wallets work, how custody and signing controls differ, and what to e...
- [FBO accounts in payment operations](https://tempo.xyz/learn/fbo-accounts.md): Understand for-benefit-of accounts, beneficial-owner records, deposit insurance conditi...
- [Fee sponsorship for stablecoin payments](https://tempo.xyz/learn/fee-sponsorship.md): Fee sponsorship lets an application pay network fees for users. Learn the roles, prereq...
- [Global payouts for neobanks: Faster, more predictable settlement with stablecoins](https://tempo.xyz/learn/global-payouts-for-neobanks.md): See how stablecoin rails can make global payout costs more predictable for neobanks by ...
- [Global payouts: how they work with stablecoins](https://tempo.xyz/learn/global-payouts.md): Learn how global payouts work, compare bank and stablecoin routes, and evaluate fees, r...
- [Building global payroll infrastructure on stablecoin rails](https://tempo.xyz/learn/global-payroll-infrastructure.md): See how providers enhance their global payroll infrastructure with stablecoin payouts. ...
- [Rethinking GPU marketplaces for real-time agentic payments](https://tempo.xyz/learn/gpu-marketplace.md): GPU marketplaces are moving toward fine-grained, usage-based compute. Learn how MPP and...
- [How to accept stablecoin payments: integration for B2B companies](https://tempo.xyz/learn/how-to-accept-stablecoin-payments.md): Learn how to accept stablecoin payments by integrating with Tempo. Unlock faster settle...
- [How to build a stablecoin app](https://tempo.xyz/learn/how-to-build-a-stablecoin-app.md): A practical stablecoin app stack: Tempo, TypeScript, wallets, payment APIs, a ledger, f...
- [Liquidity management: a guide for treasury and finance teams](https://tempo.xyz/learn/liquidity-management.md): Liquidity management keeps enough cash available to meet obligations. Learn the core te...
- [Managing payout complexity for global payroll processing companies](https://tempo.xyz/learn/managing-payout-complexity-global-payroll.md): Explore how global payroll processing companies use stablecoin rails to cut cross-borde...
- [Marketplace payouts: balances, splits, and seller delivery](https://tempo.xyz/learn/marketplace-payouts.md): Learn how marketplace payouts move seller earnings from payment allocation to delivery,...
- [Microtransactions with stablecoins: sub-cent payments at scale](https://tempo.xyz/learn/microtransactions.md): Enable true pay-per-use pricing with sub-cent stablecoin payments for APIs, content, Io...
- [Minting and burning stablecoins](https://tempo.xyz/learn/mint-and-burn.md): Learn how minting and burning change token supply, how issuance differs from redemption...
- [Nostro and vostro accounts](https://tempo.xyz/learn/nostro-vostro-accounts.md): Understand nostro and vostro accounts, how correspondent payments use them, and what st...
- [Onchain credit: how it works for payments and receivables](https://tempo.xyz/learn/onchain-credit.md): Learn how onchain credit works, how it differs from crypto-backed lending, and how stab...
- [What is Open USD (OUSD)?](https://tempo.xyz/learn/open-usd-ousd.md): Learn how Open USD (OUSD) works, including its reserves, shared economics, governance, ...
- [Payment netting: how it works and when to use it](https://tempo.xyz/learn/payment-netting.md): Payment netting offsets eligible obligations so businesses settle the difference. Learn...
- [Payment rails compared: ACH vs wire vs SWIFT vs stablecoins](https://tempo.xyz/learn/payment-rails.md): Compare ACH, wires, instant bank payments, SWIFT messaging, and stablecoin settlement u...
- [Payment reconciliation: Bridging onchain with ERP](https://tempo.xyz/learn/payment-reconciliation.md): Stablecoins are changing the payment reconciliation flow. Learn how it's already possib...
- [Prefunding in payment operations](https://tempo.xyz/learn/prefunding.md): Learn why payment providers prefund accounts, how to estimate the cost of liquidity buf...
- [The principles of privacy by design for stablecoin payments](https://tempo.xyz/learn/privacy-by-design.md): Learn about the principles behind the privacy by design framework. Find out how this pr...
- [Privacy vs. anonymity and why pseudonymity falls short](https://tempo.xyz/learn/privacy-vs-anonymity.md): Learn how privacy versus anonymity differ in stablecoin payments, why pseudonymity isn'...
- [Salary privacy with stablecoins: what is public](https://tempo.xyz/learn/salary-privacy-with-stablecoins.md): See who can view stablecoin salary payments, balances, and withdrawals, and how Tempo Z...
- [Session keys: Speeding up onchain agentic settlement](https://tempo.xyz/learn/session-keys.md): Smart accounts smooth out the pain points in blockchain payments. Learn how session key...
- [What is settlement risk? A guide for payment teams](https://tempo.xyz/learn/settlement-risk.md): Learn how settlement risk arises, how principal and liquidity exposures differ, and wha...
- [What are stablecoin-backed cards?](https://tempo.xyz/learn/stablecoin-backed-cards.md): Learn what stablecoin-backed cards are, how they work, what merchants receive, and how ...
- [Stablecoin card issuing: a guide for fintechs](https://tempo.xyz/learn/stablecoin-card-issuing.md): Learn how fintechs design stablecoin card programs, from wallet funding and issuer rela...
- [Stablecoin corporate cards: treasury funding and spending](https://tempo.xyz/learn/stablecoin-corporate-cards.md): Learn how stablecoin corporate cards connect company balances to employee and supplier ...
- [Stablecoin custody: control, risks, and payment operations](https://tempo.xyz/learn/stablecoin-custody.md): Understand stablecoin custody models, key control, customer rights, issuer risk, and th...
- [How settlement works with a stablecoin debit card](https://tempo.xyz/learn/stablecoin-debit-card.md): Learn how stablecoin debit card settlement works end to end, including what stays on tr...
- [Stablecoin financial accounts: a guide for finance teams](https://tempo.xyz/learn/stablecoin-financial-accounts.md): Learn how stablecoin financial accounts hold and move business balances, with practical...
- [Stablecoin FX: how cross-currency payments work](https://tempo.xyz/learn/stablecoin-fx.md): Understand where FX happens in a stablecoin payment, how it differs from bridging, and ...
- [Stablecoin invoicing: how to send and collect invoices](https://tempo.xyz/learn/stablecoin-invoicing.md): Learn how stablecoin invoicing works, including invoice currency, payment instructions,...
- [Stablecoin liquidity for exchanges: What it takes](https://tempo.xyz/learn/stablecoin-liquidity-for-exchanges.md): Find out what goes into reliable stablecoin liquidity for exchanges, from minting and r...
- [Stablecoin on-ramps and off-ramps for business payments](https://tempo.xyz/learn/stablecoin-on-off-ramps.md): Learn how businesses move between bank accounts and stablecoins, including provider rol...
- [What stablecoin payment infrastructure needs to work at enterprise scale](https://tempo.xyz/learn/stablecoin-payment-infrastructure-enterprise-scale.md): A guide to evaluating stablecoin infrastructure for enterprise-scale payments, from set...
- [Stablecoin payments: how they work, benefits, and risks](https://tempo.xyz/learn/stablecoin-payments.md): Learn how stablecoin payments work, where businesses use them, and what to evaluate acr...
- [A guide to stablecoin payroll for global teams](https://tempo.xyz/learn/stablecoin-payroll-for-global-teams.md): Learn how stablecoin payroll works, why companies are exploring it for global teams, an...
- [Stablecoin payroll for funding and global payouts](https://tempo.xyz/learn/stablecoin-payroll.md): Learn how payroll providers can use stablecoins for account funding, cross-border payou...
- [How stablecoin rails help Banking-as-a-Service scale globally](https://tempo.xyz/learn/stablecoin-rails-banking-as-a-service.md): Learn how stablecoin rails help Banking-as-a-Service platforms scale global settlement,...
- [Stablecoin routing across chains, assets, and payment rails](https://tempo.xyz/learn/stablecoin-routing.md): Learn how stablecoin routing connects deposits, transfers, and conversions, and how pay...
- [Stablecoin savings accounts: APY, rewards, and risks](https://tempo.xyz/learn/stablecoin-savings-account.md): Learn what stablecoin savings accounts are, how APY is calculated and rewards are funde...
- [Stablecoin settlement: an enterprise evaluation guide](https://tempo.xyz/learn/stablecoin-settlement.md): Stablecoin settlement infrastructure should be evaluated on finality, fees, reconciliat...
- [Stablecoin subscriptions: how recurring payments work](https://tempo.xyz/learn/stablecoin-subscriptions.md): Learn how stablecoin subscriptions work, from customer consent and recurring collection...
- [What stablecoin transfer fees actually include](https://tempo.xyz/learn/stablecoin-transfer-fees.md): Compare the full cost of a stablecoin payment, including funding, network fees, bridgin...
- [Stablecoin treasury management: liquidity, controls, and reporting](https://tempo.xyz/learn/s
