llms.txt
# Slash Financial
> Slash is a complete financial operations platform offering business banking, corporate cards, treasury, working capital, stablecoin payments, and more—all on one platform. Designed for businesses of all sizes across all industries.
Key terms: Business Banking, Corporate Cards, Business Credit Cards, Virtual Cards, High-Limit Cards, Cashback Cards, Treasury Management, High-Yield Business Accounts, Working Capital, Business Loans, Term Loans, Stablecoin Payments, USDC, USDT, Crypto Business Banking, Global USD, International Banking, Multi-Entity Management, Expense Management, Spend Controls, Business Finance, Financial Operations, Business API, Banking API
## Company Information
- **Name:** Slash Financial, Inc.
- **Website:** https://www.slash.com
- Founded in 2020; launched in 2021 (Y Combinator).
- **Headquarters:** 2261 Market Street STE 4244, San Francisco, CA 94114, US
- **Support Email:** support@slash.com
- **Tagline:** A higher standard in business finance
## Products
### Business Banking
Business checking accounts with no minimum balances, free domestic wires and ACH transfers for Pro users, and hundreds of millions in FDIC insurance through partner banks and their sweep networks.
- Hundreds of millions in FDIC insurance through IntraFi Network (800+ participating banks)
- No minimum balance requirements
- Same-day ACH transfers
- Domestic and international wire transfers
- FedNow/RTP instant payments
- Virtual accounts for fund segregation
- URL: https://www.slash.com/products/business-banking
### Corporate Cards
Unlimited virtual and physical corporate cards with up to 2% cashback, precise spend controls, and seamless accounting integrations.
- Up to 2% cashback on all purchases
- Unlimited virtual cards (instant issuance)
- Physical cards (Standard and Metal options)
- Card groups for team management
- Merchant category limits
- Per-transaction limits
- Real-time spending insights
- URL: https://www.slash.com/products/corporate-cards
### Treasury
High-yield accounts to grow your idle cash with competitive APY rates.
- High-yield interest on deposits
- Daily liquidity access
- FDIC insurance through sweep networks
- URL: https://www.slash.com/products/treasury
### Working Capital
Flexible term loans designed to bolster business growth with simple underwriting.
- 30, 60, or 90-day term options
- No hard credit pulls
- Fast approval process
- Designed for cash flow optimization
- URL: https://www.slash.com/products/working-capital
### Global USD
International founders in 100+ countries can access USD banking via stablecoins.
- USD banking for international businesses
- Collect payouts from Clickbank, Digistore24, Cartpanda and more
- USDC/USDT on/off ramp
- Available in 100+ countries
- URL: https://www.slash.com/products/global-usd
### Stablecoin Payments
Send and receive USDC and USDT across 9+ blockchain networks directly from your Slash dashboard.
- USDC support
- USDT support
- 9+ blockchain networks
- Direct dashboard integration
- URL: https://www.slash.com/products/stablecoin-payments
### Invoicing
Create and send professional invoices in seconds. Get paid faster with automated reminders, multiple payment options, and real-time tracking.
- ACH, wire, and card payments
- Recurring invoices
- Custom branding
- International invoicing in 180+ countries
- QuickBooks, Xero, and NetSuite integrations
- Automated payment reminders
- URL: https://www.slash.com/products/invoicing
### Payment Processing
Accept card payments alongside the banking, cards, and treasury tools you already use. Funds land directly in your Slash account.
- Customers can pay through an invoice using Visa, Mastercard, AMEX, Apple Pay, or Google Pay
- Build card payments into your own website with the Slash SDK
- Funds land directly in your Slash account
- URL: https://www.slash.com/products/payment-processing
## Platform Features
### Analytics
Real-time spending insights and financial trends for every account.
- Transaction categorization
- Spending trends and patterns
- Custom reporting
- URL: https://www.slash.com/platform/analytics
### API
Full API suite for programmatic banking operations with real-time webhooks.
- Card creation and management API
- Transfer API (ACH, Wire, FedNow)
- Real-time authorization webhooks (approve/decline transactions with custom logic)
- Event-driven notifications
- Transaction webhooks
- Full API documentation: https://docs.slash.com/
- URL: https://www.slash.com/platform/api
### Slash for Agents (Agentic Commerce via MCP)
Let AI agents create cards, set spend controls, and send payments through the Model Context Protocol (MCP). The new standard in agentic commerce.
- MCP server endpoint: https://mcp.slash.com/mcp
- Three core tools: list_endpoints (discover API), get_endpoint_schema (inspect schemas), call_api_endpoint (execute actions)
- Full Slash API access: cards, payments, accounts, transactions, invoices, expense reports, and more
- RSA-OAEP encryption: agents never see raw card numbers or CVVs — only encrypted, tokenized data
- Human-in-the-loop: read-only API keys defer write operations for human approval via Agent Requests
- VGS tokenization: card data stored as vault tokens, never as plaintext
- Compatible with Claude Desktop, Cursor, GPT-based agents, and any MCP-compatible client
- Available to all Slash users
- MCP Documentation: https://docs.slash.com/docs/mcp
- Agent Requests Documentation: https://docs.slash.com/docs/agent-requests
- URL: https://www.slash.com/platform/agents
### Multi-Entity Management
Manage multiple business entities from a single dashboard.
- Toggle between entities seamlessly
- Consolidated view of all accounts
- Separate permissions per entity
- URL: https://www.slash.com/platform/multi-entity
### Accounting Integrations
- QuickBooks bank feed
- Xero bank feed
- NetSuite bank feed
- Sage bank feed
- FreshBooks bank feed
- Wave bank feed
### Global Payments
Send payments internationally with competitive rates.
- URL: https://www.slash.com/platform/global-payments
## Industries Served
Slash is built for businesses across all industries:
- **Advertising & Marketing:** Media buying, performance marketing, creative agencies, public relations, influencer marketing, SEO/SEM agencies
- URL: https://www.slash.com/industries/agencies
- **E-commerce & Retail:** Direct-to-consumer (DTC) brands, dropshipping, Amazon sellers, Shopify stores, subscription box services, online marketplaces
- URL: https://www.slash.com/industries/ecommerce
- **Affiliate & Lead Generation:** Affiliate marketers, lead generation companies, CPA networks, performance marketing networks
- URL: https://www.slash.com/industries/affiliates
- **Technology & Software:** SaaS companies, software development firms, AI/ML startups, developer tools, IT services
- **Web3 & Crypto:** Blockchain companies, crypto trading platforms, NFT projects, DeFi protocols, DAOs
- URL: https://www.slash.com/industries/web3
- **Professional Services:** Consulting firms, accounting practices, law firms, advisory services, staffing agencies
- **Healthcare:** Healthcare providers, medical practices, telehealth services, medtech companies
- URL: https://www.slash.com/industries/healthcare
- **Home Services & Trades:** Contractors, HVAC services, plumbing, electrical, landscaping, property management
- URL: https://www.slash.com/industries/contractors
- **Wholesalers & Distribution:** Import/export, wholesale distribution, supply chain, bulk goods
- URL: https://www.slash.com/industries/wholesalers
- **Travel Agencies:** Travel agencies, tour operators, hospitality, travel management companies
- URL: https://www.slash.com/industries/travel-agencies
## Pricing
### Free Plan - $0/month
Full-featured banking essentials with no strings attached.
- Hundreds of millions in FDIC insurance
- Same-day ACH transfers: $1 per transfer
- Domestic wire transfers: $6 per wire
- Outgoing FedNow/RTP: $5
- Unlimited virtual cards: $0
- International wire transfers: $25
- Foreign transaction fee (card): 1% (min $0.40)
- USDC on/off ramp: Volume-based pricing
- USDT on/off ramp: Volume-based pricing
### Pro Plan - $25/month
Scale your business with advanced industry-specific capabilities.
- Hundreds of millions in FDIC insurance
- Same-day ACH transfers: $0 (FREE)
- Domestic wire transfers: $0 (FREE)
- Outgoing FedNow/RTP: $0 (FREE)
- Unlimited virtual cards: $0
- International wire transfers: $25
- Foreign transaction fee (card): 1% (min $0.40)
- USDC on/off ramp: Volume-based pricing
- USDT on/off ramp: Volume-based pricing
Pricing page: https://www.slash.com/pricing
## Card Tiers
Slash offers tiered card programs based on annual spend:
- **Silver:** $1M+ annual spend
- **Gold:** $10M+ annual spend
- **Black:** $100M+ annual spend
## Security & Compliance
### Banking Infrastructure
- **Primary Banking Partner:** Column N.A., Member FDIC
- **Additional Partner:** Piermont Bank, Member FDIC
- **FDIC Insurance:** Hundreds of millions through IntraFi Network (ICS) across 800+ participating banks
- No depositor using IntraFi ICS has ever lost a penny through economic shifts or bank failures
### Certifications & Compliance
- SOC 2 Type II certified
- PCI DSS compliant
- 256-bit encryption (data in transit and at rest)
### Security Features
- Multi-factor authentication (MFA) via authenticator app
- Biometric authentication support
- Hardware token support
- ACH authorization controls (approve, block, or limit transfers)
- Multi-step payment approvals
- Granular user permissions and roles
- Automated fraud monitoring
- Intelligent spend controls
Security page: https://www.slash.com/company/security
## Key Statistics
- **Customers:** 10,000+ businesses
- **Total Cashback Paid:** $100M+ to customers
- **Funding:** $41M Series B led by Goodwater Capital
## Investors
- NEA
- Goodwater Capital
- Menlo Ventures
- Y Combinator
- Stanford University
- GFC
- Soma Capital
## Customer Stories
- **Bland AI:** AI technology company - https://www.slash.com/customers/slash-x-bland-ai
- **Blink Digital:** Digital marketing agency - https://www.slash.com/customers/slash-x-blink-digital
- **Build Pro Construction:** Construction company - https://www.slash.com/customers/slash-x-build-pro-construction
- **Divine IO:** Technology company - https://www.slash.com/customers/slash-x-divine
- **LDX Digital:** Digital marketing agency - https://www.slash.com/customers/slash-x-ldx-digital
- **North Pole:** Business - https://www.slash.com/customers/north-pole
- **ShipLogix:** Logistics company - https://www.slash.com/customers/slash-x-shiplogix
- **VIPFares:** Business & first class travel agency - https://www.slash.com/customers/vipfares
All customer stories: https://www.slash.com/customers
## Comparison Pages
See how Slash compares to other financial platforms:
- Slash vs. Airwallex: https://www.slash.com/versus/slash-vs-airwallex
- Slash vs. American Express: https://www.slash.com/versus/slash-vs-american-express
- Slash vs. Arc: https://www.slash.com/versus/slash-vs-arc
- Slash vs. Bank of America: https://www.slash.com/versus/slash-vs-bank-of-america
- Slash vs. BILL: https://www.slash.com/versus/slash-vs-bill
- Slash vs. Brex: https://www.slash.com/versus/slash-vs-brex
- Slash vs. Capital One: https://www.slash.com/versus/slash-vs-capital-one
- Slash vs. Chase: https://www.slash.com/versus/slash-vs-chase
- Slash vs. Citi: https://www.slash.com/versus/slash-vs-citi
- Slash vs. Coast: https://www.slash.com/versus/slash-vs-coast
- Slash vs. Corpay: https://www.slash.com/versus/slash-vs-corpay
- Slash vs. DashFi: https://www.slash.com/versus/slash-vs-dashfi
- Slash vs. Flex: https://www.slash.com/versus/slash-vs-flex
- Slash vs. Highbeam: https://www.slash.com/versus/slash-vs-highbeam
- Slash vs. Meow: https://www.slash.com/versus/slash-vs-meow
- Slash vs. Mercury: https://www.slash.com/versus/slash-vs-mercury
- Slash vs. Parker: https://www.slash.com/versus/slash-vs-parker
- Slash vs. Payoneer: https://www.slash.com/versus/slash-vs-payoneer
- Slash vs. Ramp: https://www.slash.com/versus/slash-vs-ramp
- Slash vs. Rho: https://www.slash.com/versus/slash-vs-rho
- Slash vs. Silicon Valley Bank: https://www.slash.com/versus/slash-vs-svb
- Slash vs. WEX: https://www.slash.com/versus/slash-vs-wex
All comparisons: https://www.slash.com/versus
## Tools & Resources
- ROI Calculator: https://www.slash.com/roi-calculator
- FAQ: https://www.slash.com/faq
- Crypto Converter: https://www.slash.com/converter
- IBAN Calculator: https://www.slash.com/iban/calculator
- Card Decline Codes: https://www.slash.com/card-decline-codes
- ACH Return Codes: https://www.slash.com/ach-return-code
- Charge Identifier: https://www.slash.com/charge-identifier
- Expense Categories: https://www.slash.com/expense-categories
## Blog Categories
- Business Banking
- Company Updates
- Customer Stories
- Hustler Highlights
- New Hires
- Product Updates
- Small Business Central
- Support
- Tools
## Getting Started
1. **Apply:** Sign up at https://www.slash.com or https://app.slash.com/register
2. **Verify:** Complete business verification (typically same-day approval)
3. **Fund:** Connect external bank accounts or receive payments
4. **Use:** Issue cards, make transfers, and manage finances
Application takes less than 10 minutes.
## Account Actions
- Sign Up: https://app.slash.com/register
- Contact Sales: https://www.slash.com/sales-inquiry
- API Documentation: https://docs.slash.com/
## Mobile App
- **iOS App:** https://apps.apple.com/us/app/slash-banking/id1637779478
- **Rating:** 4.6 stars on App Store
## Support Channels
- Live chat (in-app and website)
- Email: support@slash.com
- Slack integration (for select high-volume customers)
- Telegram support (for select high-volume customers)
- WhatsApp support (for select high-volume customers)
## Social Media
- X (Twitter): https://x.com/slashapp
- LinkedIn: https://www.linkedin.com/company/joinslash/
- Instagram: https://www.instagram.com/slashfi/
## Legal
- Terms of Service: https://www.slash.com/legal
- Privacy Policy: https://www.slash.com/legal/privacy-policy
## Blog Posts
### How Slash Is Building for Enterprise Finance Teams
Month-end close, vendor invoices, receipts nobody can find: here’s what breaks as company scales, and the tools Slash built in 2026 to fix it.
- **Category:** Editorials
- **Published:** October 16, 2026
- **Author:** James Cruikshank
- **URL:** https://www.slash.com/blog/how-slash-is-building-for-enterprise-finance-teams
### Best Corporate Cards for AI and API Spend in 2026
Anthropic and OpenAI took 97.83% of AI spend on Slash cards in July. Compare corporate cards for AI and API bills on limits, controls and cashback.
- **Category:** Corporate Cards
- **Published:** October 16, 2026
- **Author:** Charlie Saroyan
- **URL:** https://www.slash.com/blog/corporate-cards-for-ai-spend
### Now Live: Org Charts
More easily assign payment permissions, build approval policies, and show employees who reviews their requests.
- **Category:** Product Updates
- **Published:** October 15, 2026
- **Author:** James Cruikshank
- **URL:** https://www.slash.com/blog/now-live-organization-charts
### Rates Are Rising: How to Choose a Business Treasury Account
The Fed raised rates again. Learn how much cash your business should keep in checking and how to compare treasury accounts on fees, yield tiers and NAV.
- **Category:** Editorials
- **Published:** October 15, 2026
- **Author:** James Cruikshank
- **URL:** https://www.slash.com/blog/rates-are-rising-how-to-choose-a-business-treasury-account
### Is U.S. Treasury Interest Taxable? Rules and Regulations Explained
Learn how interest from U.S. treasury securities is treated at the state and federal level, how they gain interest in the first place, and what forms you may need to fill out.
- **Category:** Treasury & Cash Flow
- **Published:** October 15, 2026
- **Author:** Zachary Downing
- **URL:** https://www.slash.com/blog/is-treasury-interest-taxable
### Merchant Accounts: How Card Payments Work
If you're a business that accepts credit or debit cards, you probably rely on merchant-account infrastructure in some form.
- **Category:** Payment Processing
- **Published:** October 15, 2026
- **Author:** Charlie Saroyan
- **URL:** https://www.slash.com/blog/merchant-accounts
### What Is a Sub-Account? Key Benefits, Features, and Use Cases
Learn what a sub-account is, how it works, and best practices for managing finances across teams, projects, and business units.
- **Category:** Accounting & Bookkeeping
- **Published:** October 14, 2026
- **Author:** Zachary Downing
- **URL:** https://www.slash.com/blog/what-is-a-subaccount
### Where Wise Business Isn't Available: USD Options in 2026
Wise Business won't issue USD account details in Nigeria, Türkiye, the UAE and more. Compare Slash, Payoneer and Airwallex for the countries Wise skips.
- **Category:** Platform Comparisons
- **Published:** October 14, 2026
- **Author:** Charlie Saroyan
- **URL:** https://www.slash.com/blog/wise-business-isnt-available
### TreasuryDirect Alternatives: Cash Investment Options Explained
Let's take a look at some of the alternatives to TreasuryDirect your business can use to start investing your extra cash.
- **Category:** Treasury & Cash Flow
- **Published:** October 14, 2026
- **Author:** James Cruikshank
- **URL:** https://www.slash.com/blog/treasurydirect-alternatives
### AI Governance Framework: Why It’s a Finance Problem Now
An AI governance framework only works if your financial controls enforce it. Learn the major frameworks and 5 guardrails for AI in finance.
- **Category:** Editorials
- **Published:** October 13, 2026
- **Author:** James Cruikshank
- **URL:** https://www.slash.com/blog/ai-governance-framework
### Payment Orchestration Layer: Meaning & Use Cases
Learn what a payment orchestration layer is and how businesses use it to manage payment providers, routing, reconciliation, and global payments.
- **Category:** Payment Processing
- **Published:** October 13, 2026
- **Author:** Charlie Saroyan
- **URL:** https://www.slash.com/blog/payment-orchestration
### What is NAV Erosion? A Guide for Treasury Investors
Read this guide to learn what NAV (Net Asset Value) erosion is, how to assess investment risk, and best practices for managing your treasury portfolio.
- **Category:** Treasury & Cash Flow
- **Published:** October 13, 2026
- **Author:** James Cruikshank
- **URL:** https://www.slash.com/blog/what-is-nav-erosion
### How Do You Buy U.S. Treasury Bills? A Beginner's Guide
Learn how to buy U.S. Treasury bills, how rates are set, and how to trade them through secondary markets.
- **Category:** Treasury & Cash Flow
- **Published:** October 12, 2026
- **Author:** Zachary Downing
- **URL:** https://www.slash.com/blog/how-to-buy-treasury-bills
### Bank Accounts for QuickBooks Online and Xero (2026)
Five business bank accounts compared on how they sync with QuickBooks Online and Xero in 2026, from plain bank feeds to two-way sync that codes before it posts.
- **Category:** Business Banking
- **Published:** October 12, 2026
- **Author:** Charlie Saroyan
- **URL:** https://www.slash.com/blog/bank-accounts-for-quickbooks-online-and-xero
### How to Fix Cash Flow Problems for Your Business
Small business cash flow problems often come down to timing. Use these steps to improve cash flow, collect invoices faster, and avoid a cash crunch.
- **Category:** Editorials
- **Published:** October 9, 2026
- **Author:** Tanay Nandgaonkar
- **URL:** https://www.slash.com/blog/how-to-fix-cash-flow-problems
### Minimum Cash to Qualify for a Corporate Card in 2026
The minimum cash each corporate card requires in 2026, from Ramp's $25,000 to Brex's funding test, compared for pre-revenue startups.
- **Category:** Corporate Cards
- **Published:** October 9, 2026
- **Author:** Charlie Saroyan
- **URL:** https://www.slash.com/blog/minimum-
