llms.txt
Compare with other sites' llms.txt files →# PYMNTS
> The latest global news and analysis in payments, retail, fintech, financial services and the digital economy.
## Key pages
- [About PYMNTS](https://www.pymnts.com/about/): PYMNTS.com is a recognized global leader for data, news and insights on innovation in payments and the platforms powering the connected economy.
- [PYMNTS Intelligence](https://www.pymnts.com/pymnts-intelligence/): Unlock data-driven insights into the digital economy, payments and AI with PYMNTS Intelligence. Explore our solutions to adapt and innovate. Partner with us.
- [PYMNTS Intelligence Research Framework](https://www.pymnts.com/pymnts-intelligence-research-framework/): PYMNTS Intelligence, the independent research arm of PYMNTS.com: what it studies and how it conducts its original, quantitative research.
- [The Prompt Economy](https://www.pymnts.com/the-prompt-economy/): PYMNTS news, data and research tracking consumer AI adoption and enterprise AI transformation since 2023.
- [PYMNTS Events](https://www.pymnts.com/events/): Upcoming and on-demand PYMNTS events and webinars on payments, commerce and AI.
- [AI](https://www.pymnts.com/topic/ai/)
- [Fintech](https://www.pymnts.com/topic/fintech/)
- [Banking](https://www.pymnts.com/topic/banking/)
- [B2B Payments](https://www.pymnts.com/topic/b2b/)
- [Cryptocurrency](https://www.pymnts.com/topic/crypto/)
- [Real Time Payments](https://www.pymnts.com/topic/real-time-payments/)
- [Cross-Border Payments](https://www.pymnts.com/topic/cross-border/)
- [Buy Now Pay Later](https://www.pymnts.com/topic/buy-now-pay-later/)
- [Retail](https://www.pymnts.com/topic/retail/)
- [Cybersecurity](https://www.pymnts.com/topic/cybersecurity/)
- [Competition Policy International (CPI)](https://www.pymnts.com/cpi/): News and analysis of antitrust, competition law and technology regulation, and the home of the Antitrust Chronicle and TechREG Chronicle.
- [About CPI](https://www.pymnts.com/cpi/about-us/): Led by industry leaders, Competition Policy International promotes expertise in antitrust, competition law, and tech regulation
- [CPI Editorial Policy](https://www.pymnts.com/cpi/our-editorial-policy/): The editorial standards Competition Policy International applies to what it publishes.
- [CPI Editorial Guidelines](https://www.pymnts.com/cpi/editorial-guidelines/): Guidelines for submissions to Competition Policy International, including the Antitrust Chronicle and CPI Columns.
- [PYMNTS Newswire Content Policy](https://www.pymnts.com/newswire-content-policy/): What PYMNTS accepts for publication on its Newswire of company announcements.
## Posts
- [Snack Giant Mondelez Says Inflation Pressure Drives Global Demand for Smaller Packs](https://www.pymnts.com/earnings/2026/snack-giant-mondelez-says-inflation-pressure-drives-global-demand-for-smaller-packs/): Mondelez International saw broad-based demand for its snack foods in the third quarter, despite concerns about inflation and the cost…
- [Samsung Warns AI Memory Shortage Will Worsen Through 2027](https://www.pymnts.com/news/artificial-intelligence/2026/samsung-warns-ai-memory-shortage-will-worsen-through-2027/): Samsung expects the demand for memory to “far exceed” supply in 2027, the company said in a Thursday (Oct. 29)…
- [Scotiabank Wins Fed Approval to Buy Oklahoma-Based MapleMark Bank](https://www.pymnts.com/news/banking/2026/scotiabank-wins-fed-approval-to-buy-oklahoma-based-maplemark-bank/): The Federal Reserve Board approved the application by the Bank of Nova Scotia to become a bank holding company by…
- [Revolve Lifts Revenue per Visit By 50% With AI-Personalized Landing Pages](https://www.pymnts.com/news/retail/2026/revolve-lifts-revenue-per-visit-by-50percent-with-ai-personalized-landing-pages/): A shopper who clicked a Revolve ad used to land on the same brand or category page as everyone else,…
- [Binance Hack Tests Its Pledge to Cover Customer Losses](https://www.pymnts.com/cybersecurity/2026/binance-hack-tests-pledge-cover-customer-losses/): Binance’s pledge to absorb an estimated $6.3 billion theft leaves the exchange responsible for replacing customers’ assets while investigators pursue…
- [Apple Acquires AI Firm Ascend.io Talent and Patents](https://www.pymnts.com/news/artificial-intelligence/2026/apple-acquires-ai-firm-ascend-talent-patents/): Apple acquired artificial intelligence firm Ascension Labs, which does business as Ascend.io, in June, according to a list of acquisitions…
- [Why AI Investors Are Buying ADT, Accountants and Call Centers](https://www.pymnts.com/news/artificial-intelligence/2026/why-ai-investors-are-buying-adt-accountants-and-call-centers/): Artificial intelligence investors are no longer only backing software for accountants, property managers and call centers. A growing number are…
- [Galaxy Digital Seeks Bank Charter to Expand Financial Services Reach](https://www.pymnts.com/news/banking/2026/galaxy-digital-seeks-bank-charter-to-expand-financial-services-reach/): Digital assets and data infrastructure company Galaxy Digital aims to create a national trust bank that would provide fiduciary investment…
- [CD&R and GTCR Launch $40 Billion Buyout Bid for Global Payments](https://www.pymnts.com/news/acquiring/2026/cdr-and-gtcr-launch-40-billion-buyout-bid-for-global-payments/): Private investment firm CD&R and private equity group GTCR have teamed up on a joint bid to buy out card…
- [Amazon Fills the Prescription ChatGPT Can’t](https://www.pymnts.com/news/artificial-intelligence/2026/amazon-fills-prescription-chatgpt-cannot/): Amazon is turning the app people open to reorder paper towels into the place they handle a sore throat, a…
- [The RealReal Competes for the Decisions Behind Luxury Purchases](https://www.pymnts.com/earnings/2026/the-realreal-competes-for-the-decisions-behind-luxury-purchases/): Luxury resale platform The RealReal reported record quarterly GMV, revenue and orders for the third quarter, prompting it to raise…
- [Florida Takes Unlikely Lead Role in State Push to Regulate AI](https://www.pymnts.com/news/artificial-intelligence/2026/florida-takes-unlikely-lead-role-in-state-push-to-regulate-ai/): Florida is emerging as an aggressive regulator of artificial intelligence (AI) and major technology platforms, using litigation, child protection requirements…
- [Deutsche Bank Warns AI Stock Selloff Threatens Dollar Safe-Haven Status](https://www.pymnts.com/economy/2026/deutsche-bank-warns-ai-stock-selloff-threatens-dollar-safe-haven-status/): The current artificial intelligence (AI)-driven market correction could impact the dollar’s status as a haven asset, Deutsche Bank’s global head…
- [New York Bill Would Raise AI Safety Regulations](https://www.pymnts.com/news/artificial-intelligence/2026/new-york-bill-would-raise-ai-safety-regulations/): One year after passing the landmark RAISE Act, a pair of New York lawmakers want the state to double down.…
- [Unilever and Nestlé Put AI to Work Between Orders and Payments](https://www.pymnts.com/news/b2b-payments/2026/unilever-and-nestle-put-ai-to-work-between-orders-and-payments/): Artificial intelligence agents are processing purchase orders and preparing collections work as businesses automate more of the steps between a…
- [Easol Secures $30 Million to Scale AI Tools for Experience Businesses](https://www.pymnts.com/news/artificial-intelligence/2026/easol-secures-30-million-dollars-scale-ai-tools-experience-businesses/): Easol raised $30 million in a Series A extension funding round to continue scaling its experience commerce platform designed for…
- [AI Startups Claw Back Traveler Refunds When Airline Fares Drop](https://www.pymnts.com/transportation/travel-payments/2026/ai-startups-claw-back-traveler-refunds-when-airline-fares-drop/): Three startups are helping travelers save on airfare when there is a price drop after they’ve already purchased a ticket,…
- [Amazon Wins 59% of AI-Assisted Purchases as Checkout Becomes the Prize](https://www.pymnts.com/commerce/ecommerce/2026/amazon-wins-59percent-ai-assisted-purchases-as-checkout-becomes-the-prize/): Generative artificial intelligence (AI) is doing something that years of retail competition struggled to accomplish. It is teaching consumers to…
- [Hackers Steal $6.3 Billion From Binance in Record Crypto Heist](https://www.pymnts.com/cybersecurity/2026/hackers-steal-6-3-billion-from-binance-in-record-crypto-heist/): Hackers stole $6.3 billion from Binance, the world’s largest cryptocurrency exchange, in the biggest crypto theft ever. The attack breaks…
- [Ripple Moves Deeper Into Banking With Stablecoin Deals](https://www.pymnts.com/cryptocurrency/2026/ripple-moves-deeper-into-banking-with-stablecoin-deals/): Stablecoins continue to seek mainstream usage and acceptance, and this week, Ripple was at the forefront. The company spent the…
- [54% of Wallet Users Keep Just One Payment Method Saved](https://www.pymnts.com/news/payment-methods/mobile-payments/2026/54percent-of-wallet-users-keep-just-one-payment-method-saved/): A mobile wallet can hold several ways to pay. For most users, it holds just one. That leaves card issuers…
- [Coinbase Cuts Trading Reliance as Subscription and Services Revenue Nears 50%](https://www.pymnts.com/earnings/2026/coinbase-cuts-trading-reliance-as-subscription-and-services-revenue-nears-50/): Coinbase furthered its effort to diversify its revenue in the third quarter, with subscription and services revenue growing to account…
- [Alphabet Loses $500 Billion in Market Value as AI Threatens Google Search](https://www.pymnts.com/news/artificial-intelligence/2026/alphabet-loses-500-billion-in-market-value-as-ai-threatens-google-search/): Google parent company Alphabet saw its stock price drop 13%, and its market value lose $500 billion Thursday (Oct. 29),…
- [Amazon Puts a Million Robots Behind Its AI Ambitions](https://www.pymnts.com/earnings/2026/amazon-puts-a-million-robots-behind-its-ai-ambitions/): Amazon’s third-quarter earnings brought the same concern that shadowed Alphabet’s results a day earlier: whether enormous artificial intelligence investments will…
- [FTC Takes Down 19 Fake FTC Sites in Impersonation Scam Crackdown](https://www.pymnts.com/cybersecurity/fraud-prevention/2026/ftc-takes-down-19-fake-ftc-sites-in-impersonation-scam-crackdown/): The Federal Trade Commission’s (FTC) battle against impersonation scams has included the removal of websites that impersonated the FTC itself,…
- [Polymarket Restores Trading After Third-Party Security Breach](https://www.pymnts.com/cybersecurity/2026/polymarket-restores-trading-and-promises-reimbursement-after-third-party-security-breach/): Prediction market firm Polymarket took its international exchange offline briefly on Thursday (Oct. 29) as it dealt with an issue…
- [Google Tops AI Smarts Ranking as OpenAI Slashes Prices](https://www.pymnts.com/news/artificial-intelligence/2026/google-tops-ai-smarts-ranking-as-openai-slashes-prices/): Google may have finally caught up with its archrivals. Its new Gemini 4 Carbon model ranks first on the Artificial…
- [Mistral Touts Cyber Capabilities of Its ‘Chonk’ AI Model](https://www.pymnts.com/news/artificial-intelligence/2026/mistral-touts-cyber-capabilities-chonk-ai-model/): Mistral released an updated version of its Large 4 artificial intelligence model, saying in a Thursday (Oct. 29) announcement that…
- [Cohere Raises $5 Billion for Alternative AI Vision](https://www.pymnts.com/news/artificial-intelligence/2026/cohere-raises-5-billion-dollars-alternative-ai-vision/): Canadian artificial intelligence company Cohere said in a Thursday (Oct. 29) company blog post that it rejects what it called…
- [American Express Turns Card Rewards Into Bank Deposits](https://www.pymnts.com/news/loyalty-and-rewards-news/2026/american-express-converts-card-rewards-into-bank-deposits/): American Express has introduced new ways for consumer and business cardholders in the United States to redeem rewards for a…
- [Amazon Adds 100-Plus Capabilities to Alexa for Shopping](https://www.pymnts.com/news/artificial-intelligence/2026/amazon-adds-100-plus-capabilities-to-ai-shopping-assistant/): Amazon has introduced several new capabilities for its Alexa for Shopping artificial intelligence assistant. “Our vision for Alexa for Shopping…
- [Wabi Raises $55 Million for AI Assistant to Coordinate Groups](https://www.pymnts.com/news/investment-tracker/2026/wabi-raises-55-million-for-ai-assistant-to-coordinate-groups/): Artificial intelligence (AI) assistant startup Wabi has reportedly raised $55 million in new funding. The new financing values the company…
- [Unilever Cuts Order Processing to 90 Seconds With AI Agents](https://www.pymnts.com/news/artificial-intelligence/2026/unilever-cuts-order-processing-to-90-seconds-with-ai-agents/): About 2 million of Unilever’s roughly 20 million annual orders still arrive as emails, PDFs, spreadsheets and photos of paper…
- [Kohl’s Embeds Klarna Payment Options Ahead of Holiday Shopping Season](https://www.pymnts.com/bnpl/2026/kohls-embeds-klarna-payment-options-before-holiday-shopping-season/): Kohl’s shoppers in the United States can now access Klarna’s flexible payment options when paying online or in the Kohl’s…
- [Google’s AI Exposure Exceeds the $1 Trillion It Reported](https://www.pymnts.com/news/artificial-intelligence/2026/googles-ai-exposure-exceeds-the-1-trillion-it-reported/): Google parent Alphabet has said demand for cloud services is rapidly increasing, citing growth in unfulfilled contracts. However, a Bloomberg…
- [Healthcare Helps Lift GDP as Consumers Delay Big Purchases](https://www.pymnts.com/economy/2026/gdp-grows-inflation-squeezes-household-purchasing-power/): Inflation absorbed almost all of United States consumers’ September spending increase, leaving households paying more for barely any additional goods…
- [Kalshi Becomes $40 Billion Company With New Funding Round](https://www.pymnts.com/news/investment-tracker/2026/kalshi-becomes-40-billion-company-with-new-funding-round/): Kalshi says it is now a $40 billion company following a $1 billion funding round. “This funding accelerates our long-term…
- [Fiverr Pivots to AI Agents as Traditional Search Erodes](https://www.pymnts.com/news/artificial-intelligence/2026/fiverr-pivots-to-ai-agents-as-traditional-search-erodes/): Fiverr is restructuring its digital architecture to adapt to what its CEO calls a fundamental upheaval in internet search. With…
- [WEX Expands AI Claims Processing as Revenue Hits $780 Million](https://www.pymnts.com/earnings/2026/wex-earns-record-quarterly-revenue-while-deploying-ai-across-products/): Intelligent payment solutions provider WEX saw growth across its business in the third quarter as it secured new business wins…
- [Former Swift CEO Lazaro Campos Joins Stablecoin Yield Platform OpenTrade](https://www.pymnts.com/cryptocurrency/2026/former-swift-ceo-lazaro-campos-joins-stablecoin-yield-platform-opentrade/): Former Swift CEO Lazaro Campos joined stablecoin yield infrastructure provider OpenTrade as chair of the board, OpenTrade CEO and Co-Founder…
- [Visa Launches Agentic Commerce Partnership With Tencent](https://www.pymnts.com/partnerships/2026/visa-launches-agentic-commerce-partnership-with-tencent/): Visa has signed an agentic commerce/cross-border payments partnership with Chinese tech giant Tencent. The agreement between the two companies is…
- [Shopify Connects AI Shopping Agents to Merchant Checkout](https://www.pymnts.com/news/payment-methods/2026/shopify-embraces-visa-and-mastercard-agentic-payment-tech/): Shopify has embedded agentic payment technology developed by Visa, Mastercard and American Express into its checkout feature, Shop Pay. “I’m…
- [New York, Wyoming Coordinate Digital Asset Oversight as Regulators Seek Greater Alignment](https://www.pymnts.com/legal/2026/new-york-wyoming-coordinate-digital-asset-oversight-as-regulators-seek-greater-alignment/): New York and Wyoming financial regulators have agreed to coordinate oversight of digital asset businesses, creating a framework for faster…
- [Mastercard Pushes Back on Card Substitutes in AI Shopping](https://www.pymnts.com/earnings/2026/mastercard-backs-tokenized-card-payments-agentic-commerce/): Mastercard wants artificial intelligence shopping agents to use tokenized versions of consumers’ chosen cards, preserving the payment preferences, rewards and…
- [Walmart and Home Depot Set the Rules for AI Shoppers](https://www.pymnts.com/commerce/ecommerce/2026/walmart-and-home-depot-set-the-rules-for-ai-shoppers/): An artificial intelligence (AI) agent can now put groceries in a cart and pay for them, and the retailer on…
- [UBS Employees Run 12,700 AI Agents as Bank Automation Accelerates](https://www.pymnts.com/news/banking/2026/ubs-employees-run-12700-ai-agents-as-bank-automation-accelerates/): UBS employees are using more than 12,700 personal artificial intelligence agents in their daily activities, the bank said in a…
- [CFTC’s Selig Sees Role for Compute Futures, Rules for AI Trading Agents](https://www.pymnts.com/news/artificial-intelligence/2026/cftcs-selig-sees-role-for-compute-futures-rules-for-ai-trading-agents/): Commodity Futures Trading Commission (CFTC) Chairman Michael Selig outlined a potential role for derivatives markets in financing the artificial intelligence…
- [EBay Courts Recommerce Customers as Revenue Rises 14%](https://www.pymnts.com/earnings/2026/ebay-courts-recommerce-customers-revenue-rises-14percent/): EBay is leaning into generative artificial intelligence and specialized commerce to drive engagement amid double-digit revenue growth. The eCommerce marketplace…
- [AI Hardware Investment Drives 3.4% Growth in US Economy](https://www.pymnts.com/economy/2026/ai-hardware-investment-drives-3-4percent-growth-in-us-economy/): The nation’s real gross domestic product growth accelerated in the third quarter, driven by gross private domestic investment, including information…
- [AI Is Stepping Up to Care for the Elderly](https://www.pymnts.com/news/artificial-intelligence/2026/ai-is-stepping-up-to-care-for-the-elderly/): Most people do not think about elder care until they have to. Then they find out how expensive it is,…
- [Carvana Goes All In on Agentic Commerce as Revenues Jump 42%](https://www.pymnts.com/earnings/2026/carvana-embraces-agentic-commerce-as-revenues-jump-42percent/): Carvana is hoping to reap the benefits of agentic commerce as it enjoys record revenues. The online used vehicle marketplace…
- [Collective Raises $100 Million to Free Solo Owners From Being Their Own CFO](https://www.pymnts.com/back-office/2026/collectives-ai-back-office-gives-solo-business-owners-time-back/): Watch more: Need to Know With Collective’s Hooman Radfar Hooman Radfar is building Collective for business owners who are also…
- [DoorDash Will Pay $17 Billion to Acquire Instacart](https://www.pymnts.com/news/delivery/2026/doordash-will-pay-17-billion-to-acquire-instacart/): DoorDash is set to acquire online grocery delivery platform Instacart in a deal worth $17 billion. The acquisition, announced Thursday…
- [Kipp Targets US Expansion After LTVCo Acquisition](https://www.pymnts.com/news/acquiring/2026/kipp-targets-us-expansion-after-ltvco-acquisition/): FinTech platform Kipp plans to accelerate its expansion in the United States after being acquired by an investor group led…
- [Better Technology Alone Won’t Give Software the Final Say](https://www.pymnts.com/news/payments-innovation/2026/better-technology-alone-wont-give-software-the-final-say/): Watch more: What’s Next in Payments With Maverick Payments’ Bill Christensen The human who approves a merchant account may eventually…
- [i2c: Banks Can Delegate Decisions but Can’t Outsource Accountability](https://www.pymnts.com/news/banking/2026/i2c-banks-can-delegate-decisions-cannot-outsource-accountability/): Watch more: What’s Next in Payments With Matt Pearce of i2c The last decision a bank hands to a machine…
- [AI and Embedded Finance R
ads.txt
google.com, pub-8120960183383698, DIRECT, f08c47fec0942fa0
google.com, pub-3725877194676633, DIRECT, f08c47fec0942fa0
dianomi.com, 3457, DIRECT, 61e7d0a6019f7cfc
adbutler.com, 188401, DIRECT
rubiconproject.com, 14474, DIRECT, 0bfd66d529a55807
themediagrid.com, DXW9CT, DIRECT, 35d5010d7789b49d
adform.com, 2921, DIRECT, 9f5210a2f0999e32
pubmatic.com, 162486, DIRECT, 5d62403b186f2ace
openx.com, 558595797, DIRECT, 6a698e2ec38604c6
freewheel.tv, 1585055, DIRECT
freewheel.tv, 1585058, DIRECT
