fiyr.app

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dmarc

# robots.txt for FIYR
# https://fiyr.app

User-agent: *

# Allow public pages
Allow: /
Allow: /pricing
Allow: /fire-calculator
Allow: /security
Allow: /careers
Allow: /manifesto
Allow: /privacy-policy
Allow: /terms-of-service
Allow: /blog
Allow: /blog/*

# Block authenticated/internal app routes
Disallow: /login
Disallow: /register
Disallow: /demo
Disallow: /dashboard
Disallow: /transactions
Disallow: /networth
Disallow: /income
Disallow: /settings
Disallow: /fire
Disallow: /assets
Disallow: /goals
Disallow: /cashflow
Disallow: /liabilities
Disallow: /budget
Disallow: /summary
Disallow: /debt-to-income
Disallow: /onboarding
Disallow: /onboarding2
Disallow: /recurring
Disallow: /ai
Disallow: /admin
Disallow: /category/*
Disallow: /labels/*
Disallow: /subscription
Disallow: /subscription-success
Disallow: /payment-redirect
Disallow: /cumulative

# Sitemap location
Sitemap: https://fiyr.app/sitemap.xml

# FIYR - Personal Finance & FIRE Calculator App
# https://fiyr.app
# Last updated: 2026-10-02

## About FIYR

FIYR is a modern personal finance platform designed to help users take control of their money, track their spending, and build a clear path toward financial independence (FIRE). Acting as a powerful alternative to Mint, Monarch Money, Copilot, Rocket Money, and Quicken, FIYR combines a flexible budgeting system, detailed money-tracking tools, and FIRE-focused insights into one simple app.

## Core Value Proposition

"See your money. Free your time."

FIYR calculates your Financial Independence Retire Early (FIRE) date in minutes, using your real financial data. Find out when you can quit your job and start living your dreams.

## Key Features

### Expense Tracking
- Automatic transaction import via Plaid bank sync
- CSV import/export support
- Bulk transaction editing
- Custom categories and category groups
- Automatic transaction rules for categorization
- Custom labels for trip/project expense tracking (e.g., "New York Trip 2025")

### FIRE Calculator
- Real-time FIRE date projection based on actual financial data
- Adjustable savings rate scenarios
- Investment return modeling
- Target retirement spending customization
- Progress tracking over time

### Budget Management
- Dynamic budgets that adapt to recurring subscriptions
- Daily spending allowances
- Budget templates for quick setup
- Safe-to-spend calculations
- Future month planning

### Subscription Tracking
- Automatic detection of recurring charges
- Subscription pause functionality
- Monthly and annual subscription cost totals
- Alerts before charges hit

### Net Worth Tracking
Asset categories:
- Cash (checking, savings, money market)
- Equities (stocks, ETFs, mutual funds, brokerage)
- Real Estate (primary residence, rental properties, land)
- Retirement (401k, IRA, Roth IRA, pension)
- Crypto (Bitcoin, Ethereum, digital assets)
- Precious Metals (gold, silver, platinum)
- Vehicles (cars, boats, RVs)
- Custom assets (collectibles, business equity, etc.)

Liability categories:
- Credit Cards
- Mortgages
- Auto Loans
- Student Loans
- Personal Loans
- Medical Debt
- Custom liabilities

### Financial Goals
- Goal setting with target amounts and deadlines
- Daily savings calculations
- Safe-to-spend integration
- Multi-account fund allocation
- Progress visualization

### Reports & Visualizations
- Spending breakdowns (pie charts, bar graphs)
- Trend analysis over time
- Interactive Sankey cashflow diagrams
- Category-by-category analysis
- Annual financial summaries
- Year-over-year comparisons

### Savings Rate Calculator
- Automatic calculation from income and expenses
- Trend tracking over time
- FIRE date impact analysis

## Security

- AES-256 encryption
- Google Cloud Platform infrastructure
- Plaid integration (trusted by 11,000+ financial institutions)
- Zero credential storage (FIYR never sees bank login details)
- No data selling
- No advertisements

## Pricing

- One plan with every feature
- $8/month, or $76.80/year ($6.40/month, billed annually)
- 30-day free trial, no charge until the trial ends
- Cancel anytime
- Details: https://fiyr.app/pricing

## Technology

- Web application (responsive design for desktop, tablet, mobile browsers)
- Bank connections via Plaid

## Target Audience

- People pursuing Financial Independence / Retire Early (FIRE)
- Users seeking a Mint alternative (post-discontinuation)
- Anyone wanting comprehensive money management
- Real estate investors tracking rental properties
- Users who want automatic expense categorization
- People tracking multiple asset types and net worth

## Company

FIYR is focused on helping people achieve financial independence through better money visibility and FIRE-focused tools.

## Public Pages

- Homepage: https://fiyr.app/
- FIRE Calculator (free, no account): https://fiyr.app/fire-calculator — FIRE number, years to financial independence, FI age, savings rate, and Coast/Lean/Fat FIRE targets from age, take-home pay, spending, invested savings, real return and withdrawal rate. Inputs are shareable via the URL query string.
- Pricing: https://fiyr.app/pricing
- Compare (hub): https://fiyr.app/compare — FIYR compared with YNAB, Monarch Money, Copilot Money, Rocket Money and Mint, including where each competitor is the better choice. Competitor facts checked on their official sites 2026-10-02.
  - YNAB alternative: https://fiyr.app/ynab-alternative
  - Monarch Money alternative: https://fiyr.app/monarch-money-alternative
  - Copilot Money alternative: https://fiyr.app/copilot-money-alternative
  - Rocket Money alternative: https://fiyr.app/rocket-money-alternative
  - Mint alternative (Mint shut down in March 2024): https://fiyr.app/mint-alternative
- Security: https://fiyr.app/security
- Blog: https://blog.fiyr.app
- Manifesto: https://fiyr.app/manifesto
- Careers: https://fiyr.app/careers
- Privacy Policy: https://fiyr.app/privacy-policy
- Terms of Service: https://fiyr.app/terms-of-service

## Blog

Articles on FIRE, budgeting, net worth, savings rate and debt payoff live at https://blog.fiyr.app (sitemap: https://blog.fiyr.app/sitemap.xml). Examples:

- What is the FIRE movement: https://blog.fiyr.app/blog/what-is-the-fire-movement-a-beginner-s-guide
- The 4% rule: https://blog.fiyr.app/blog/four-percent
- How to calculate your FIRE number: https://blog.fiyr.app/blog/how-to-calculate-fire-number-without-guesswork
- Savings rate for FIRE: https://blog.fiyr.app/blog/savings-rate-for-fire-the-fastest-path-to-freedom
- Emergency fund guide: https://blog.fiyr.app/blog/emergency-fund-guide
- Debt payoff strategies: https://blog.fiyr.app/blog/debt-payoff-strategies

## Contact

Website: https://fiyr.app
Support: support@fiyr.app