usekita.com

mx

aspmx.l.google.com

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alt4.aspmx.l.google.com

alt3.aspmx.l.google.com

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dmarc

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User-Agent: *
Allow: /
Disallow: /demo-submissions
Disallow: /share
Disallow: /secureupload
Disallow: /api/

Host: https://www.kita.ai
Sitemap: https://www.kita.ai/sitemap.xml

# Kita

> Kita is AI for underwriting, deployed in the most challenging lending markets. Upload borrower documents and get
> structured, fraud-checked data, a deterministic credit picture, and a cited
> credit memo. Kita recommends; the lender decides.

## Overview

- [Kita API](https://www.kita.ai/docs/index.md): AI Underwriter, Kita Capture, and Kita Risk Score.

## Kita Capture

- [API reference](https://www.kita.ai/docs/capture/api-reference.md): Endpoints for document processing and optional workflows.
- [Document types](https://www.kita.ai/docs/capture/document-types.md): Supported values for document_type.
- [Folders & Schemas](https://www.kita.ai/docs/capture/folders-schemas.md): Group documents into folders and define custom extraction schemas.
- [Quickstart](https://www.kita.ai/docs/capture.md): Upload a document, wait for processing, and retrieve structured data.
- [Integration guide](https://www.kita.ai/docs/capture/integration.md): Input methods, permissions, processing, and error handling.
- [Integrity checks](https://www.kita.ai/docs/capture/integrity-checks.md): The eight standard integrity checks and how to read them.
- [SDKs & tools](https://www.kita.ai/docs/capture/python-sdk.md): Optional Python, Postman, and coding-agent setup.
- [Transaction categories](https://www.kita.ai/docs/capture/transaction-categories.md): Category values for transactions on bank and e-wallet statements.
- [Webhooks](https://www.kita.ai/docs/capture/webhooks.md): Register an endpoint and verify signed notifications.
- [Indonesia (ID)](https://www.kita.ai/docs/capture/schemas/id.md): Region-specific document types for the Indonesian market.
- [Results](https://www.kita.ai/docs/capture/schemas.md): Read extracted fields, transaction metrics, and integrity signals.
- [Mexico (MX)](https://www.kita.ai/docs/capture/schemas/mx.md): Region-specific document types for the Mexican market.
- [Philippines (PH)](https://www.kita.ai/docs/capture/schemas/ph.md): Region-specific document types for the Philippine market.

## Risk Score

- [Overview](https://www.kita.ai/docs/risk-score.md): Turn borrower documents into up to ten risk scores for your lending workflow.
- [The 10 scores](https://www.kita.ai/docs/risk-score/scores.md): Each score is 0 to 1. Higher is always more favorable, including for distress and file checks. Five scores run on any document. The others are returned only when the matching document is sent, or when the feature is configured for your market.
- [Running a backtest](https://www.kita.ai/docs/risk-score/usage.md): See how the scores relate to repayment in your own portfolio before you integrate.
- [SDK quickstart](https://www.kita.ai/docs/risk-score/sdk.md): Collect borrower documents with a server-created session and an in-app upload flow.
- [SDK reference](https://www.kita.ai/docs/risk-score/sdk/server.md): In-app iOS and Android hosts, web embedding, server endpoints, and troubleshooting.

## AI Underwriter

- [API reference](https://www.kita.ai/docs/underwriter/api-reference.md): Request and response details for the core Underwriter integration.
- [Quickstart](https://www.kita.ai/docs/underwriter.md): Upload borrower documents, read the credit assessment, and generate a memo.
- [Integration guide](https://www.kita.ai/docs/underwriter/integration.md): Permissions, processing states, retries, and errors for a reliable integration.
- [MCP setup](https://www.kita.ai/docs/underwriter/mcp-server.md): Optional: connect a coding agent to the Underwriter API.