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Pay-in-four app that works online through a virtual card and in store through a digital wallet.
Visit Zip (Quadpay) ↗Purchases online go through a virtual card created in the Zip app's browser, while in-store payments use a digital wallet or the physical Zip Card. Users can change their payment dates. Separate regional sites serve shoppers in Australia and the United States.
Sources: Zip US · Checked 17 Oct 2026