llms.txt
# SecureLend
> SecureLend is an AI underwriting service for lenders. A lender puts a deal file in. SecureLend reads it, spreads the financials, applies the lender's own rubric and drafts a credit memo where every number points to a source page. A person makes the credit decision. SecureLend, Inc. is a Delaware corporation.
SecureLend runs beside the loan origination system a lender already uses (for example nCino or a workbook). It is not an LOS and it does not approve loans.
## Who it is for
- Private credit
- Equipment finance
- Factoring and asset-based lending
- Private equity
- Mortgages
- Business loans
- Community banks
## Try it without an account
- [Sample underwriting package built from public SEC filings](https://securelend.ai/v1/guest/packages/gp_lQvc0NCc2bwWKgXaGHHYsGymLzWYXkzj1bk4oJmEnTs/dashboard): hosted package page with spread, ratios, citations and a credit memo. It records no credit decision.
- [MCP server for Claude, ChatGPT and other MCP clients](https://mcp.securelend.ai/v1/lender/mcp): OAuth 2.0 with PKCE (S256). Discovery: https://mcp.securelend.ai/.well-known/oauth-protected-resource. The first package for an SEC-listed issuer can run once without an account. The same caller is asked to sign in for another package. A name that is not an SEC-listed issuer does not open a file until a private-company source is connected.
- [Use SecureLend from Claude or ChatGPT](https://securelend.ai/mcp): setup steps.
## MCP tools (lender server)
resolve_listed_company, read_listed_company, open_case, read_case, run_file, run_pack, chase_missing_documents, screen_sanctions, draft_memo_from_file, start_underwriting_package, read_package. start_underwriting_package and read_package can be called without a sign-in. These tools ask for a sign-in: resolve_listed_company, read_listed_company, open_case, read_case, run_file, run_pack, chase_missing_documents, screen_sanctions, draft_memo_from_file. submit_feedback is included in tools/list only when the learning ledger is on for a signed-in tenant. No tool approves a loan.
## Guides
- [Best AI underwriting software for alternative lenders](https://securelend.ai/blog/best-ai-underwriting-software): which tool owns which step on a messy file, and where a cited memo fits.
- [Financial spreading software](https://securelend.ai/blog/financial-spreading-software): what a spread is, and how it differs from PDF to Excel conversion.
- [Underwriting memo as a service](https://securelend.ai/blog/underwriting-memo-as-a-service): the cited credit memo as the work product.
- [Missing-document checklist by loan type](https://securelend.ai/blog/missing-document-checklist-by-loan-type): factoring, ABL, SBA 7(a), CRE and C&I, with sources linked.
- [Cited decline and approve](https://securelend.ai/blog/cited-decline-and-approve): judge the memo on a file that should be declined.
## Compare
- [nCino alternatives](https://securelend.ai/compare/ncino-alternatives)
- [Best AI underwriting software in 2026](https://securelend.ai/compare/best-ai-underwriting-software)
- [SecureLend vs Hebbia](https://securelend.ai/compare/securelend-vs-hebbia)
- [SecureLend vs Taktile](https://securelend.ai/compare/securelend-vs-taktile)
## Proof and trust
- [UWBench on GitHub](https://github.com/uwbench/uwbench): open benchmark for credit underwriting agents on commercial files
- [UWBench paper on Zenodo](https://doi.org/10.5281/zenodo.22035851)
- [SecureLend Trustshare](https://securelend.trustshare.com/home): security documents and SOC 2 Type II report
## Optional
- [7-day Senior Analyst trial](https://securelend.ai/login?trial=1)
- [Pricing](https://securelend.ai/pricing)
- [About](https://securelend.ai/about)
- [Contact](https://securelend.ai/contact)
